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I am a seasoned Financial Advisor. My core focus is helping families and individuals with Retirement, Wealth Accumulation and Education Planning Goals. I help my clients build a bridge from their current financial situation to where they'd like to be. I am very proud of my long term relationships. My Clients value the fact that I am passionate, process driven and focused. I strive to be fun to work with and to make clients feel that I am commited to our established goals. I enjoy spending time with my family and my dogs, Emmeline and Stella. I like to exercise, talk sports and laugh. You can reach me at william.s.panaro.jr@morganstanley.com or via direct dial 717-852-4148