Troy has been a part of the financial services industry since 1993 and joined Merrill Lynch Wealth Management in 1996. He focuses on clients' goals and concerns, offering the goals-based wealth management process, global resources and up-to-the-moment Web technology that complement his ability to help clients pursue the financial lifestyle that is most meaningful to them. Troy is a problem solver who works to simplify high-net-worth clients' financial lives. He assists clients in identifying and prioritizing their various goals including estate planning services, investments, tax minimization strategies, wealth transfer and retirement income then developing strategies that may be customized to fit their personal circumstances and their own unique feelings and attitudes. He is also a firm believer of client service which is based on three key principals: integrity, reliability and commitment. He combines his experience and knowledge with the strengths and resources of a global leader Merrill to produce the very best in client recommendations. He works hard to gain clients' trust and is committed to helping optimize their resources so they can make the most of what they have. Note: *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. 