Todd Hart strives to provide retirement solutions that allow employers to focus on their business and employees plan for a retirement they envisioned. Todd has focused on employee benefit planning for more than 20 years, as an advisor to mid to large sized business owners in need of retirement solutions for their employees. Todd earned the title of Corporate Retirement Director at Morgan Stanley based on his commitment and dedication to helping plan sponsors navigate the complexities of offering retirement plan programs to their employees Todd is one of the less than 3% of all Morgan Stanley Financial Advisors who have attained this designation (as of July 2016). He has also achieved the Chartered Retirement Plans Specialist (CRPS) designation, a reflection of his understanding of defined benefit and defined contribution plans and the advice and guidance he offers to plan sponsors. Todd earned a B.S. in Marketing from Truman State University in Missouri. Todd is married to Julia and they have three children, Danielle, Jacob and Lily all attending college across the country. Todd spends his free time participating in yoga, golfing and playing basketball. Todd has actively volunteered his time for Junior Achievement, Kohler Police Athletic League and the Make-A-Wish Foundation.