Tim began his career in the financial services industry in 2011 and joined Merrill in 2016. As a member of the team of Behr, Yanoski, Alpert, McGee & McNamara, he works closely with his clients to identify their primary goals and needs. He assists with retirement planning and helping to ensure that they can maintain their standard of living and independence throughout their retirement years, without unnecessary stress or overexposure to risk. He also advises clients who have a desire to provide for others, whether that may involve helping pay for the education of children and grandchildren, or donating to non-profit organizations and other philanthropic causes that they are passionate about. With the investment insight and resources available to them at Merrill, as well as the banking, credit, and lending options they can offer to clients through Bank of America, N.A., Tim and his team at Behr, Yanoski, Alpert, McGee & McNamara provide clients with a personalized experience and customized strategies to help them achieve financial success. Prior to being a Financial Advisor, Tim worked in the mortgage industry for more than 8 years, including more than 3 years as owner and operator of his own mortgage brokerage business. He earned a degree in Marketing from Saint Joseph's University in 2002, and a Masters of Business Administration with a concentration in Finance and Investments from Marywood University in 2008. He holds FINRA Series 7 and Series 66 registrations, and is also a licensed insurance producer in Pennsylvania. In 2018, Tim obtained the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc. Tim and his wife, Lauren, an elementary school teacher, live in Factoryville, Pennsylvania with their 3 children, Timmy, Matt, and Abby. Tim is an active member of the community. He volunteers with various non-profit organizations and is a youth basketball and baseball coach. *Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER and CFP in the U.S.