Tim is a Financial Advisor and Financial Planning Specialist at Morgan Stanley Wealth Management. He has over 20 years experience in the Financial Services industry. He holds his Series 7, 63, 66 and Missouri and Illinois life and health insurance licenses. Tim focuses on understanding each of his client's unique financial situations and helps them identify their goals. He then helps them develop and implement a plan for successful achievement of their goals. Areas of focus include: -401(k) Rollovers -Helping individuals develop a comprehensive financial plan -Diversifying portfolios across a wide range of investments -Tactically adjusting investments to evolving risks and opportunities. 