High-performance and innovative fintech and banking leader. 17 years of banking experience, in Canada and abroad, in credit risk management, business & products development, credit risk modelling, credit admin and banking supervision in the private and governmental financial sector. Lending subject matter expert with proven experience in developing multi-country business expansion strategies and strong partnerships with local business lines and risk areas in 29 countries. Expert in structuring innovative financial solutions to achieve double-digit growth in multi-billion dollar lending portfolios. Credit risk manager of multi-billion dollar, cross-border Corporate & Commercial credit portfolios.