Seeking position that challenges my knowledge and ability to work well under pressure and on deadlines as a Senior Fraud Investigator.
Experience in identifying individuals or groups involved and patterns used to commit fraud on of Point of Sale (POS), Automated Clearing House (ACH), Forgery, Counterfeit, Identity theft, Account Take-Over (ATO), Check Kiting and ATM/Debit Card.
Investigate ACH, IRS tax fraud related to stolen identity, phishing scams, and IRS impersonation telephone scams, wire fraud and computer intrusions and mail fraud involving counterfeit, check forgery tied to phishing, lottery, sweetheart, employment, IRS scams, advance fee scam and Publishers Clearing House scams in the United States and scams perpetrated in foreign countries targeting customers of financial institutions residing in the United States.
Investigated false loan applications and real estate contracts, phony cashiers checks and verifications from banks, fabricated tax returns, fraudulent deeds conveying title to the nominee buyers, tampered credit reports and false social security numbers.
Experienced in investigating mortgage short sale collusion and fraud and diverted proceeds by Attorneys and Settlement agent as well as unauthorized disbursements of closing funds.
Reviewed, identify falsified mortgage documents, including offers to purchase, settlement statements, Straw buyers, inflated sales and purchase price of homes, falsified documentation showing ability to repay the loan by falsified paychecks with inflated figures, false tax returns and fake letters of verification of employment, inflated assets and identity theft on refinance loan applications.
Worked on complex and time sensitive retail/deposit and mortgage frauds, and prepared Suspicious Activity Report (SAR) for filing at timely regulatory reporting based on Financial Crimes Enforcement Network (FinCen) policies and procedures. 