With more than 25 years of client-focused investment experience (all with Merrill), I bring a distinct level of financial insight to affluent clients in Fresno and throughout California. To do more for fewer clients, I've limited the size of my business to: Successful business owners and their 401K and retirement plans "Blue collar" entrepreneurs and investors (many in agriculture-related ventures) Pre-retirees and retirees who are active in their communities The people I serve work hard for their families and charitable causes. Rather than splurge, they save. I enjoy guiding people who appreciate making wise decisions and being on the right financial path. WHAT'S MY APPROACH? I'm devoted to helping clients find new ways to look at their wealth and put it to work. From supporting philanthropies and scholarships at Fresno State University, to helping loved ones get started in business, many clients want their wealth to serve others. I build tailored portfolios to satisfy clients' needs for income, growth or a blend. I also coordinate with Bank of America Private Bank, Merrill Trust and with clients' CPAs and attorneys to build tax minimization and estate planning strategies that align with their overall interests. WHAT DO I BELIEVE? There are no shortcuts to serving a client's best interests. Visiting clients in their homes and offices helps me understand their motivations and concerns. Transparency is critical. Cultivating trusted client relationships is time well spent. I serve people, not just their portfolios. WHAT MAKES ME PROUD? Serving loyal clients and their extended families. Being a proactive resource who brings clients value beyond their investments. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.