Ron began his financial advisory and wealth management career on January 9, 1984. My commitment first and foremost is towards needs, objectives and risk tolerance. I am assisted by Registered Senior Client Associate, Mark Burke. My investment advisory experience allows me to utilize Morgan Stanley Wealth Management in the areas of: Separately Managed Accounts; Personal Advisory Services; Annuities (Variable and Fixed); Estate Planning Strategies & Trust Services; Retirement Planning including IRA, SEPs, and 401(k) Plans; Insurance products (term, second-to-die, buy/sell, key person); Trust services & Succession planning (Revocable & Irrevocable Trusts); and Long Term Care Morgan Stanley Wealth Management is committed to clients' needs and objectives. I work with individuals, families, corporations, partnerships, trusts, and estates. I also have experience in the area of settlement services related to court approved Structured Settlements. I offer a long-term relationship and work to deliver prudent advice and excellent service. I welcome the opportunity and privilege to serve you and your family as well as your business interests. Ronald B. Nadel, First Vice President - Financial Advisor, Morgan Stanley Wealth Management. 770.643.7612 direct dial 800.229.4190 toll-free 404.382.7608 e-fax Ron earned his B.A. from the University of Wisconsin - Madison 1972-1976; his J.D. from Atlanta's John Marshall Law School - Atlanta GA 1979-1981; and attended Emory University 1977-1979. In his current role at Morgan Stanley, Ron does not provide any legal and/or tax advice.