I am a First Vice President, Senior Financial Advisor, and Portfolio Manager with Merrill Lynch Wealth Management in their Garden City office in New York. I have been involved in the financial services industry since 1988. I graduated from Chaminade High School and then graduated from St. John's University, where I received my bachelor's degree from the Peter J. Tobin College of Business. I show a seasoned understanding of the needs of clients I serve, which include high net worth individuals, retirees, and small business owners. I focus on the areas of money management, equities, mutual funds, insurance, and fixed income. I also implement pension and profit sharing plans for small and medium sized companies, as well as retirement, estate planning services, and college planning. Currently, I reside with my family in Garden City, New York. *A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.