Financial Advisor with Morgan Stanley since May 1998. CERTIFIED FINANCIAL PLANNER since 2004 Subscribe to the 6 step process by the Financial Planning Association in assisting private clients in wealth management Areas of Focus: * Comprehensive Financial Planning - Financial Advisor * retirement planning and income preservation * college and education planning: 529 plans * Private client and wealth management * Working with companies and small businesses to help establish 401(k), SEP, and SIMPLE Plans * Estate planning strategies * Separately Managed Accounts, mutual funds, bonds, Annuities, ETFs, UIT's, life insurance, etc