As a Merrill Lynch Financial Advisor, my goal is to provide high net worth individuals with a highly personalized financial strategy. Emphasis is placed on capital preservation, managing risk, and tax minimization*. I have been in the financial services industry since 1987 and have been working with Merrill Lynch since 2008. I believe ongoing communication is an essential element in building long term relationships based on mutual trust and respect. By maintaining a passion to build enduring relationships, I have developed numerous multi-generational relationships. In order to facilitate this process I work with a group of specialists in estate and trust services, and retirement planning. Over the last twenty years I have worked with many of the Southern New England's largest employers. Managing concentrated stock positions, corporate stock option plans and 10B51 Plans are services provided for senior executives. Roland is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third party investment strategies. When servicing clients through the firm's Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis. My hobbies include skiing, long distance bicycling, golf, and travel with my wife Donna. Donna, a bank CEO, is on the Boston Federal Reserve Avisory Board, the Federal Home Loan Bank Board of Boston, Massachusetts Bankers Association Board, and the Depository Insurance Fund Board. *Neither Merrill Lynch nor its Financial advisors provide tax, accounting or legal advice. Clients should review any financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors. Specialties: Risk management Concentrated stock positions 10b5-1 plans Retirement and multi generational planning 