Robert Pawlowski is a Senior Vice President, Senior Financial Advisor and a qualified Portfolio Manager with Merrill Lynch Wealth Management in Lake Norman, NC. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Robert also holds the Chartered Retirement Planning Counselor designation awarded by the College for Financial Planning. Robert began his career as a financial advisor when he joined Merrill Lynch Wealth Management in 1996. As an experienced and prudent Senior Financial Advisor, he and his team help clients effectively build, manage, preserve and transfer their wealth. Robert adheres to a disciplined wealth management process designed to meet a client's individual investment and planning objectives. These personalized client plans take into account their financial needs, resources and objectives, their ability or willingness to assume risk, and other personal considerations that may impact their financial decisions. In addition to his responsibilities as an advisor, he has previously managed the Scarsdale, NY office. Robert defines his success by his ability to establish and maintain strong client relationships through his commitment to providing advanced strategies and outstanding personalized service. He considers himself not only a financial advisor, but also an advocate to the people he serves. He is a graduate of Auburn University . *CRPC and Chartered Retirement Planning Counselor are registered service marks of the College for Financial Planning.