Your Financial Advisor for Retirement Preparation Planning: We help people determine if they can retire, and then prepare for retirement. We provide help with social security income strategies, medicare budgeting, investment management and other retirement concerns. We offer a free one-hour "Retirement Preparation" consultation for people nearing retirement or recently retired. A large number of permanent financial decisions are made in the years just prior to retirement and the few years after retirement that are critical to retirement success. We help people manage those important years and make prudent decisions. Focus: Retirement Income Planning and Management Investment Management Detailed Tax Planning InFocus Financial Advisors, Inc. 327 Tilghman rd Suite 100 Salisbury, MD 21804 410-677-4848 robertj@infocusfin.com www.infocusfin.com Investment Advisor Representative offering securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. 