My passion is on becoming a trusted resource for whom each client would be proud to recommend to family and friends. I have been with Merrill Lynch Wealth Management since 1998. I focus on developing strategies to help individuals and business's move toward their goals. My approach to wealth management is consultative, objective and committed to excellence. I listen and address the following areas: Investments Wealth structuring Retirement Tax minimization Cash management Credit and lending I regularly help the oneblood organization with ongoing blood and platelet donations and enjoy golf, kiteboarding, and boating. *Credit and Lending through Bank of America, N.A. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. *Robert Hendricks NMLS ID 521001 *Investments & Wealth Institute (The Institute) is the owner of the certification marks CPWA and Certified Private Wealth Advisor. Use of CPWA and Certified Private Wealth Advisor signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for wealth advisors. *C(k)P is a registered trademark of The Retirement Advisor University, Inc.