An independent risk modelling and data science professional with over 20 years working in financial services. 
 Model development, IFRS9, IRB and stress testing. 
 Model monitoring. 
 Risk strategy. 
 Mortgage portfolio management and impairment analysis. 
 Data migration experience working on portfolio migrations
 Over 20 years experience with SAS (base, stat, macro, enterprise miner, enterprise guide, JMP)
 SAS, SQL, Python
 PCTMS, Triad and Blaze Advisor
 BSc Statistics (Sheffield)