Raymond is a Vice President and a Senior Financial Advisor at Merrill Lynch. He has been in the financial services industry since 1998, and served as a Financial Advisor since 2001. He joined Banc of America Investments Services/Merrill Lynch in 2007. Together with specialists in different areas of experience, Raymond provides clients with the finest individually tailored approach to financial and investment strategies. At the heart of Raymond's philosophy is a passion to build enduring client relationships through his commitment to providing outstanding guidance and service. Raymond holds a Bachelor of Science in Business Administration with a concentration in Management and Chartered Retirement Planning Counselor<sup>SM</sup>, CRPC, designation. He is an active participant in various non-profit organizations including Children's Hospital of Los Angeles, Youth Baseball Coach, and a supporter of San Gabriel Valley Junior Golf Association. Chartered Retirement Planning Counselor<sup>SM</sup> and CRPC are registered service marks of the College for Financial Planning.