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Randy began his career with Morgan Stanley in 1985, one of the youngest Financial Advisors in the firm at that time. Now 36 years later, he has enjoyed the bull markets and weathered the storms of the bears. Randy received his Certified Financial Planner designation in 2001. He and his wife Debbie have been married for 40 years, have 2 daughters, 2 son in laws, and 5 grandchildren. They attend Alamo Heights United Methodist Church. Randy leads discussion groups, volunteers with the refugee community and assists with frequent trips to an orphanage in Piedras Negras, Coahuila Mexico. NMLS#1255308