Nicholas has more than 34 years of experience providing financial and wealth management advice and services. He has his undergraduate and MBA from the W. Paul Stillman School of Business at Seton Hall University. Prior to entering the wealth planning industry, he served as a Senior Officer and Vice President for one of NJs leading banks. He has continued his professional education earning the Chartered Retirement Planning CounselorSM (CRPC) designation from the College for Financial Planning. He also has a degree in Financial Studies for Senior Bank Management from Fairfield University. He seeks to offer affluent clients the kind of honest, professional counsel and in-depth planning necessitated by complex challenges and opportunities facing todays multi-generational families. Nicholas also has many Civic Associations having served on different Boards of Trustees: the BEV Foundation, Aquinas Academy, St. Philomenas Parish, the Marian Manor Corporation, the Executive Board of Livingston Soccer and Little Leagues. Nick and his wife Jean reside in Livingston. They have three children. Michael is a member of the team at Morgan Stanley*. Securities Agent: AK, AZ, CA, CO, CT, DE, FL, HI, IA, IL, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WV, WY; General Securities Representative; Investment Advisor Representative NMLS#: 1273061