I began my career in my chosen industry in 1968 with E. F. Hutton in Dallas. I moved to a predecessor of Morgan Stanley, Smith Barney, in 1989. Relentlessly focusing on my clients' financial goals, I have built my practice on developing long-term relationships with them while diligently looking to find the best specific financial solutions for each. In my 45 years in this industry I have had the functional titles of stockbroker, financial executive, assistant manager, and currently, Financial Advisor. Areas of focus: personally managing investment portfolios, tax-free municipal bond portfolios, mutual fund investments, college funding planning, tax advantaged investment strategies, financial planning, customizing solutions to financial problems and goals 