As a Merrill Financial Advisor, Mike strives to be the best in his field by assisting families, individuals and successful business owners in the development of robust, long-term financial strategies. Mike's background as a business owner and a banker helps him understand his clients' financial circumstances. This allows him to integrate their savings plan, financial goals, and business plan with their retirement plans and goals. Mike's goal is to thoroughly understand clients' financial priorities so that he may earn their trust. He does this by listening to clients to fully understand their current situation and future objectives as well as potential concerns. Mike prides himself on following a disciplined wealth management process built on time-tested investment principles. He brings clarity to investment opportunities and ever-changing market conditions that can impact portfolio returns. Partnering with a team of specialists, Mike can assist clients in every aspect of their financial lives and is their first point of contact. Mike graduated from Brigham Young University with a Bachelor of Arts degree in Economics and a minor in Business Management. After graduation he owned and managed a home improvement company until he and his partner closed the business to pursue other interests. Mike went to work as a Personal Banker for Bank of America and helped clients in Silver Spring and Rockville with their checking, savings, and credit needs. He joined Merrill in 2012. Mike lives in Montgomery County with his wife and two children and is active in his church and community. Mike lived in Brazil in 2002-2004, becoming fluent in Portuguese. Outside of the office Mike enjoys participating in sports, especially flag football, and taking his family camping or hiking. He is also active in Boy Scouts of America. *Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER and CFP in the U.S. 