Michael Bale has a great passion for financial planning and the fiduciary standard for the clients he serves. He is a CERTIFIED FINANCIAL PLANNER professional with over 10 years professional wealth management experience. He combines strong listening skills and employs a goals based approach to create customized holistic financial strategies. Some of Michael's areas of expertise include investment management, retirement planning and elder care financial management. Michael entered the financial planning business at Merrill in 2010, then for 9 years continued to build his practice at J.P. Morgan before rejoining Merrill 2021. In addition to the CFP designation, Michael graduated from Rutgers University in 2003, holds the FINRA Series 7 and 66 securities registrations and life and health insurance licenses. Michael began his career as a PGA of America Golf Club Professional and continues to be an avid golfer. Michael lives with his wife, Tabitha and his three children; Macy, Brynn and Emmett. Michael is a northern New Jersey native having lived in multiple towns in Bergen County while growing up and attended high school at St. Joseph Regional in Montvale. He volunteers within his community and coaches his children whenever he can. He loves the outdoors, a competitive match of anything and thinks he's a backyard BBQ aficionado. Michael enthusiastically supports Rutgers Athletics. *Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER and CFP in the U.S. 