Accomplished Senior Credit Risk Manager with over 20 years experience within Wealth Management Credit Risk. Possess outstanding credit assessment skills and extensive knowledge of securities markets, derivatives, real estate financing and investment products. Strong stakeholder skills across both internal and external parties with an ability to assess client requirements and provide effective credit solutions that support client and corporate objectives. Highly adept at implementing and managing change across people, process and policies demonstrating a logical and solutions based approach to achieve best outcomes. 