I adhere to a disciplined process that delivers a consistent yet customized wealth management experience. Before any financial decisions are made, I consider your whole life, taking the time to fully understand who you are and what matters most to you as an individual and as a business professional. With this intimate knowledge about what you value most, we are able to help you establish objectives, develop an appropriate strategy and recommend strategies that draw upon the breadth and depth of Total Merrill to connect all the pieces of your financial life, based on your risk tolerance, time horizon, liquidity needs and overall investment goals. I conduct regular reviews with you to help you track your progress toward reaching those goals and keep your strategies consistent with any changes that may take place in your life and/or business. This will be my 37th year with Merrill Lynch Wealth Management, and I'm looking forward to many more. I live in Land Park and active in cycling, art and civic organizations, as well with many philanthropic groups.