I have over 30 years of experience in the financial markets. Prior to joining Morgan Stanley in 2009, I was president of Kefco Securities, an equity and options trading firm at the Philadelphia Stock Exchange. I focus on helping clients with portfolio construction, risk management and retirement and financial planning strategies. I hold my Series 7, 63 and 66 securities licenses, as well as annuities and life insurance licenses. I received my B.S in Business Administration from Stetson University.