I have been in the financial services industry since 1974. I graduated from the University of South Florida with a Bachelor of Science in marketing, and I currently hold the Series 7, 9, 10, 24, 63, 65 FINRA registrations and state licenses. In addition, I am a graduate of the Securities Industry Institute from the Wharton School University of Pennsylvania. My past experiences include being a financial consultant, municipal bond trader at several regional firms, the manager of municipal trading and underwriting at one of Florida's largest municipal bond firms, regional sales manager for the state of Florida for two large bank brokerage operations, and a branch manager for a regional brokerage firm. I am co-founder of the Florida Municipal Bond Club, and have received national service awards from several major brokerage firms. I have been married since 1975 and I have two sons. I am a past president of the Tierra Verde Community Association, involved with several projects at the YMCA, and I enjoy golf, traveling, and spending time with my family.