Jay is a Financial Advisor and First Vice President with The Wood Group at Morgan Stanley. Jay is deeply committed to building long-term relationships. By taking the time to listen, understand and objectively assess clients needs, risk tolerance and investment objectives, he carefully develops, reviews and implements customized investment programs for each of our clients. Prior to joining the firm at the end of 2008, Jay spent nine years at Merrill Lynch. While at Merrill, Jay served as President of the New York Trust Company and Director of Wealth Management Services. In 2002, Jay formed The Wood Group at Merrill Lynch with Financial Advisors Paul Fitzsimmons, Steve Lazarus and Brian Nerreau with the intention of servicing High Net Worth Individuals, Family Offices, NFP organizations, corporate defined benefit and contribution retirement plans as well as small and mid-sized businesses. Before joining Merrill, Jay was the Executive Vice President of Fleet Bank responsible for its Private Banking Business in the Metro New York region. Jay received his undergraduate degree and MBA in Finance from Rollins College and holds Series 7, 24, 31 and 66 FINRA licenses. He also holds insurance and long term care licenses. Jay and his wife Terrie have three children and live in Darien, CT. He enjoys golf, boating and travel. Jay serves on the Board of Wee Burn Country Club as Golf Chairman. Past affiliations include President of the Darien YMCA, Vice President of the Darien Library Board and Norwalk Community College Foundation Trustee. 