I have spent the last quarter-century helping people make important decisions about their retirement and investments. As a Financial Advisor who holds the Accredited Asset Management Specialist designation, I am keenly aware of the challenges investors face in the current investment environment. I believe that every client should have a written plan, that their investments should be aligned with that plan, and that we should review their investments and the plan to be sure that both are up to-date. One of the reasons I joined Wells Fargo Advisors is something called the Envision planning process. This process helps you plan your investments around benchmarks and life events that hold real meaning for you. The process can connect you to your investment strategy in a refreshing, revealing and personal way. Even better, it can help you answer the most critical of financial questions, How am I doing? The Envision process offers you and me the tools and technology we need to discuss your life expectations, decide on an appropriate investment strategy, track your progress, and update your approach whenever necessary. My primary goal each day is to help my clients be better prepared to meet the important goals in their lives. When Im not the office, I enjoy life at Hawthorn Cottage (our little yellow Victorian house on stilts in Branson), traveling by motorhome with my bride of 27 years, model railroading, photography and being an active member of the Kiwanis Club of Downtown Springfield. This information is intended for use by residents of AL, AR, AZ, CA, CT, DC, FL, GA, IN, IA, IL, KS, MA, MI, MO, OK, PA, TN and TX only. /*********/ Investment and Insurance Products are: * Not Insured by the FDIC or Any Federal Government Agency * Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate * Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social