WHY GARY BEGNAUD: I earned the Ceritified Divorce Financial Analyst (CDFA) and the Chartered Retirement Planning CounselorSM (CRPC) designations and bring more than 35 years of experience to my wealth planning career. A collaborative style and unwavering commitment to excellence is at the forefront of my practice. I bring that same commitment to excellence to my wealth planning process. I strive to bring an exceptional level of service and fundamental advice to all clients. My primary goal is to become an essential resource to all who have entrusted me with their financial well-being. My well-established and highly regarded reputation brings Wall Street to Main Street with an individualized approach and personal attention to each and every client. GETTING TO KNOW GARY: Prior to joining Janney, I managed several Merrill Lynch branch offices, earning national recognition. I also spent several years playing minor league baseball in the Philadelphia Phillies farm system and internationally. Over the past 20 years, I have been very active in coaching youth baseball and basketball in southern NJ. I live in Marlton, NJ with my wife Barbara. I have two daughters, Coleen and Amy, and five grandchildren. I'm an avid golfer and enjoy our summer home in Ocean City with friends and family. GARY WOULD WELCOME A CONNECTION IF: -You are in need of customized, goals based financial advice and guidance -You want to hear more about our wealth management process -You are interested in discussing our approach to Retirement Planning or Estate Planning Services -You are a CPA or an attorney interested in providing a resource for your clients -You would appreciate getting a new perspective or a second opinion on your current portfolio For more information about Janney, please see Janneys Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest. 