Our team at RBC - BYH Wealth Group- takes a comprehensive approach to investment planning. Each BYH partner has over three decades of investment experience. Our client service approach is focused on our client's individual goals in separately managed accounts and individually constructed portfolios. I believe strongly in continuing education, achieving my Accredited Wealth Management Certification from The Wharton School in 2008. I began my investment career at Johnston, Lemon in 1982 in the Washington, DC office before joining Janney Montgomery Scott in 1990. I left Janney to become a First Vice President with RBC in December of 2012. I earned a BA in Philosophy from UNC-Chapel Hill in 1980. I've coached youth sports in baseball, basketball and ice hockey both in Washington, D.C. and in Montgomery County, Maryland. I'm a member of The Navy League of the United States, the Georgia Society of the Sons of the American Revolution, the Pi Kappa Alpha fraternity and the UNC Alumni Association. I live in Poolesville, MD with my wife, Wanda, our two sons and three dogs a/k/a "The Thundering Herd". I enjoy reading, virtually all spectator sports and I'm an avid yoga enthusiast. Specialties: Licenses and Designations: Accredited Wealth Management Advisors Series 7, 63, and 65 securities licenses State of Maryland Insurance License Financial Management Services: Retirement planning Tax management Estate planning Risk management Education funding Investment Planning For a more detailed list of products and services, please visit: http://www.rbcwmfa.com/byhwealthgroup/index.htm