PROFESSIONAL PROFILE Francesco has been a part of the financial services industry since 2006 and joined Merrill Lynch Wealth Management in 2010 with multiple years of independent financial advising and investment experience. As a Merrill financial advisor, Francesco's goal is to be at the top of his industry by predominately working with real estate investors and business owners in the development of their long-term wealth management strategies. Francesco understands that each investor/business owner and their families are unique and require individualized attention. Francesco works closely with clients' attorneys and accountants to address their current financial, retirement, education, tax, trust and estate issues including wealth transfer and business succession strategies. A major focus of Francesco's team is tax deferral for business and property owners looking to liquidate their real estate holdings and/or business interests. Francesco works with specialists using trusts and numerous sections of the Internal Revenue Code to minimize tax liability to clients and their families. An alumnus of Rowan University, Francesco enjoys being an active member in his community and the Sons of Italy for the Cherry Hill, NJ area. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. 