Erica Espinola has more than 15 years experience in the financial services industry. She joined Merrill Lynch Wealth Management in 2006 after working in the accounting field at Ernst & Young, LLP as an auditor and Hilton Hotels Corporation as an accountant. Erica graduated from the University of Notre Dame with a Bachelor of Business Administration - Accountancy degree. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. 