Experience, insight, action. These intrinsic qualities serve as the foundation of Eds practice. He and his associates at Fox, Penberthy and Dehn at Morgan Stanley work directly with high net worth individuals, families and small business owners to help them achieve their financial goals. Their ultimate mission is to inspire a level of confidence in their clients financial well-being, so they may pursue their passions and enjoy the wealth theyve created. With more than 20 years of industry experience, Ed leads the teams investment committee, overseeing strategic and tactical asset allocation, as well as each clients customized portfolio. His areas of concentration include managing client relationships, estate planning strategies and retirement services three key strengths he honed over the course of two decades with Merrill Lynch, his previous firm. Ed also plays an integral role in the teams strategic business planning initiatives. With an emphasis on education and understanding, Ed works closely with each client to help simplify the investment and planning process. A graduate of Lehigh University with a B.A. degree in Economics, he earned his CERTIFIED FINANCIAL PLANNER (CFP) designation from the Certified Financial Planner Board of Standards in 2003. He was also awarded the Certified Investment Management Analyst (CIMA) designation from the Wharton School of Business at the University of Pennsylvania in 2002. How to connect with Ed: Email: Edward.Penberthy@morganstanley.com Phone: 856 | 231-2581 Website: fa.morganstanley.com/fpd Areas of focus: Financial Planning; Investment Management; Retirement Planning; Post-Career Income Planning; Cash Management and Lending Solutions; Risk Management & Insurance; Wealth Transfer & Estate Planning Strategies; Purchase or Sale of a Business. 