Over 32 years experience in the securities industry. Past firms include Morgan Stanley, Merrill Lynch and Morgan Olmstead, Kennedy & Gardner. CA Insurance License Number - OB31264. This information is intended for use by residents of: AZ, CA, CO, FL, ID, MD, MO, NY, OK, OR, TX, WA only. /*********/ Investment and Insurance Products are: * Not Insured by the FDIC or Any Federal Government Agency * Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate * Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social 