Senior Vice President-Wealth Management, Senior Financial Adviser at Merrill Lynch Wealth Management. I began my career with Merrill Lynch in 1978, and as such I've seen many different markets over the years. As a Merrill Lynch Senior Financial Adviser, I help simplify the complexity in clients' financial lives by providing advice and guidance based on time-tested investment and planning principles. At the heart of my philosophy is a passion to build enduring relationships with individuals, families, and small businesses and to help them make smart decisions with their finances and most importantly to evaluate risk. I make sure every member of my team knows our clients personally and their needs intimately. Working with a team of specialists, I assist clients in every aspect of their financial lives and am their first point of contact. We work well with families, executives, those in private practice, and independent women. I live in Darien, CT with my wife of 27 years and our two dogs. I am an active road cyclist and a member of Sound Cyclists Bicycle Club here in southwest CT.