David has been working in the financial services industry since 1980. He specializes in financial planning with a focus on retirement planning. His planning concentrates on four specific goals: the accumulation of wealth, the reduction of taxes and volatility in retirement, the necessary strategies to deal with the risks of longevity, and the passing of an estate in a private, tax-efficient and protected manner. David holds designations as a CERTIFIED FINANCIAL PLANNER, Accredited Asset Management Specialist, Chartered Financial Consultant, and an Accredited Estate Planner. David has been married to his wife, Sue, for over 41 years and they have four children and eight grandchildren. Dave is a big believer in family and still has family dinners almost every Sunday with most of the kids, grandchildren, and his 96 year old mother. Dave and Sue have lived in St. Louis all of their lives. They enjoy the outdoors and especially fishing with the grandchildren. This year will be Daves 18th annual motorcycle trip cross country with three college friends. They have traveled through over 40 states on these road trips. Dave and Sue support many charitable organizations included the MS-Society, Cystic Fibrosis, the Lupus Foundation, St. Louis Mens Group Against Cancer, and the Mary Culver Home for vision-impaired women where his mother lives. The support comes in an unusual way they donate a BBQ to be auctioned off at one of their live events. The BBQ is a pig roast, cooked, carved and served on site. It is a very popular auction item and a great way to have fun and do some good in the community. Dave also serves as a Board Member on the Estate Planning Council of St. Louis. The LPL Financial registered representative associated with this page may only discuss and/or transact business with residents of the following states: : AL AR CA CO FL IL KS MN MO NC NM NV OH TN TX WI WY 