Dave is a member of the RBC Senior Portfolio manager Group, an exclusive group of Financial Advisors recognized for their success in building fee-based discretionary portfolio management practices. Dave has been managing Length of Service Award Program assets since 1990. Daves experience lies in Fixed Income, Mutual Funds and ETFs for conservative investors. Dave has been named to the RBC Chairmans Council recognizing employees for outstanding performance, professional growth and demonstrating leadership in client service. He has successfully completed a specialized program on investment fiduciary standards and can be an invaluable resource to investment fiduciaries and individual investors alike. As your Financial Advisor, David will be your liaison to a universe of financial experts and solutions. He will also be your ongoing source for answers and advice, so its important that you know a bit about him. David represents a unique group of financial professionals with superior standards of service and a clear vision of how this relationship should work. He knows that his success depends entirely on your expectations being met, so he listens, responds, and follows through on his promises. David focuses on all his clients as individuals and does everything he can to help them prosper. David earned a Bachelor of Business Administration degree with a concentration in accounting and economics from Siena College in Albany, NY. Prior to entering the financial services industry in 1984, David worked with a Certified Public Accounting firm. He maintains his Series 7 and 63 licenses for General Securities as well as his Commodities, Life Insurance, and Annuities licenses. Davids clients tend to be high net worth individuals, foundations, and municipalities. He focuses on fixed income and total return for risk averse investors. . 