I am a seasoned Mortgage Executive/Loan Officer with over 21 years of experience. I take a personalized approach to helping people purchase and refinance their homes. I've garnered expertise in helping borrowers achieve financing through Land and Construction loans as well as Reverse Mortgages and Home Equity for Purchase loans. I tend to focus in the Northern Colorado I would be honored to answer any questions you may have, feel free to contact me at Dbutterfield@FMSBank.com or mt cell number 970-481-7476 SPECIALITIES: Land Loans | Construction Loans | Reverse Mortgages | Home Equity Conversion Mortgage | Home Equity Conversion Mortgage for Purchase| Reverse Mortgage for Purchase | Experienced Mortgage Loan Officer | HECM for Purchase | H4P | Customer Service