Opinions and comments expressed by LinkedIn Members are those of the persons submitting them and do not necessarily represent the views of the creator of this profile or firm. This information is intended for use only by residents of CA, CO, GA, IL, LA, NJ, NY, PA, TX, WA Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Service, LLC, Member SIPC, a registered broker-dealer and separate non-bank affiliate of Wells Fargo&Company. Investment and insurance products not FDIC insured/NO BANK GUARANTEE/MAY LOSE VALUE 