We believe that the best financial approach is the one that helps you pursue your goals. We are committed to delivering modern, sophisticated wealth management with best in class customer service and technology. We call it Goals-Based Wealth Management, helping you pursue what is most important to you. You will receive a written financial report that outlines a strategic plan and helps track your progress to your goals and priorities, updated regularly. When you work with Merrill Lynch Wealth Management you are provided a qualified and experienced team of advisors, a disciplined investment process complete with a financial strategy and portfolio construction, a customized and tailored service model and full transparency to costs and potential outcomes. The Merrill Lynch Wealth Management process focuses on desired goals and outcomes. Through ongoing, extensive research we have learned that people generally approach retirement with seven life priorities in mind: Health, Home, Family, Giving, Work, Leisure and Finance. The goals around these life priorities are unique to each individual client, and we help them connect their life to their finances. In advising our clients we take into consideration all of our services and capabilities to provide a financial strategy designed to help pursue what's most important to you. We also help you evaluate your progress to meeting your goals and work with you to adjust your strategy over time as needed. -Personal wealth management strategies -Retirement income planning -Investment management and portfolio construction -Wealth preservation and transfer strategies -Tax minimization strategies -Company retirement benefit plans -Endowments and trusts -Estate planning strategies -Insurance & Long-term care planning 