Christian J. Ridout Senior Vice President, Senior Financial Advisor, CRPC. Christian has worked for Merrill Lynch Wealth Management for 18 years. A graduate of Villanova University, Christian joined Merrill with a focus toward asset allocation and risk mitigation. Having received his CRPC designation, Christian's goal is to provide his clients with the Total Merrill experience. *Asset allocation does not ensure a profit or protect against loss in declining markets. *CRPC and Chartered Retirement Planning Counselor are registered service marks of the College for Financial Planning.