With 23 years experience in financial services, I am dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. My extensive experience throughout major shifts in the markets enables me to help my clients structure balanced portfolios to address their specific financial goals. I began my financial services career with PaineWebber in 1998, and moved my practice to Wells Fargo Advisors in Fernandina Beach in 2005. I've been recognized as a Premier Advisor from 2014- 2021. The Premier Advisor distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by completion of educational components, business production based on either of the past two years, and professionalism. Additional criteria, including length of service, may also be used to determine recipients. From 2019- 2021 I have also been recognized as Forbes Best-in-State Wealth Advisor, whose ranking algorithm is based on industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion. I earned my MBA from Brenau University and served ten years as a Submarine Sonar Technician in the United States Navy before making a career change to financial services. Outside the office I am an active board member of The Boys and Girls Club of Nassau County, I'm involved with my church and community, and enjoy running, bowling, and golf. My wife Julie and I live on Amelia Island and have three grown children, Andrew, Katie, and Emily, and three grandchildren. This information is only intended for use by residents of AZ, CA, FL, GA, IL, MD, MI, MS, MT, NC, NJ, NM, NY, SC, TN, VA, WI. /*********/ Investment and Insurance Products are: * Not Insured by the FDIC or Any Federal Government Agency * Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate * Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social