Experienced Consultant with a demonstrated history of working in the financial services industry across a variety of retail portfolios. Delivered regulatory model developments, with my most recent project leading an IFRS9 Retail SICR approach. I find forging continuing client and peer relationships an utmost priority and achieve this through establishing meaningful connection and effective communication. I pride myself on being proactive, versatile and supportive for my team in order accomplish our collective goals. Currently engaging additional responsibility by managing the recruitment and development of analysts and running the internship scheme as the Head of Analyst Development & Internships. Project spectrum includes: - AIRB model development (leading an internal team on a Mortgage PD Scorecard build, construction of compliant Definition of Default and completed Self Attestation & high standard model documentation - some exposure to EAD and LGD) - IFRS9 model development, monitoring and remediation (part of and lead multiple 12m PD Scorecard and Lifetime PD builds across Unsecured products, undertaken SICR transfer criteria setting and high standard model documentation- some exposure to EAD, LGD and ECL engine construction) - Regulatory Assurance (assurance on regulatory interpretation and calculation of key Capital and Liquidity metrics requiring use of Treasury, Commercial, Retail and Deposits portfolio data) - In-depth testing of the ECL process (impact analysis) - Model Migration - Affordability Modelling - Capital and Impairment Reporting