For over 30 years, I have given lifelong financial investment counseling to my clients and their families. We guide our clients, helping them preserve and grow their assets over multiple generations. We strive to help simplify our clients' financial lives. We use customized stategies which are different for each client. Finally, we are your advocate on your personal wealth matters. Area of Focus: Wealth Management Planning Specialist http://us.rbcwealthmanagement.com/thejoelgroup Please visit http://www.rbcwealthmanagement.com/us/en/legal for important disclosure information. Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested. RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC.