Tony is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 28 years of experience advising clients in helping to achieve their financial goals. Tony is a respected industry leader who is trained and experienced in investment planning with an emphasis in retirement planning. Tony employs a variety of investment vehicles when designing client portfolios including individual securities, exchanged traded funds (ETFs), mutual funds, structured products, unit investment trusts (UITs), professionally managed money, alternative investments*, and insurance products. Most importantly, Tony strives for a superior client/advisor relationship by communicating with and advising each client according to their unique personal and family circumstances including their financial knowledge, experience and objectives. Tony graduated from California State University, Northridge in 1975 with a Bachelors of Science degree in Business Administration with emphasis in Finance. Tony currently hold the Series 7, 8, 31, 63 and 65 FINRA registrations. He is also licensed in the states of Nevada and California for life insurance and fixed/variable annuities. A resident of Las Vegas for 38 years, Tony has two adult children. His daughter is an institutional bond broker in New York, and his son teaches high school math in Las Vegas. Tony fills his personal time with racquetball, mountain biking, reading and international travel. *Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved. *Merrill Life Agency's California License Number 0522776 