As a CERTIFIED FINANCIAL PLANNER professional who offers financial services to retirees and pre-retirees alike, I maintain a focus on planning for, and generating income during retirement. We hear the questions all of the time: "How much will I need to retire?" "When can I retire?" "What are my likely expenses during retirement?" "Do I need long term care insurance?" Etc... The topics of retirement, and retirement income are quite confounding, but the solutions don't necessarily have to be so. acarrolus@janney.com 717-779-2733 For more information about Janney, please see Janneys Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest. 