Well qualified and personable mortgage lending professional with 20+ years of successful experience and market awareness in the mortgage industry-
-Top performer with track record of consistently meeting or exceeding company sales and production goals as well as customer expectations
-Skilled at educating borrowers on financial products and recommending best options that meet their short term and long term goals
-Demonstrated success in counseling and advising borrowers
- Technically experienced in Encompass 360 LOS, Calyx Point, Microsoft outlook, word, powerpoint, excel and CRM Salesforce and Top of Mind
-Solid project management skills with the ability to organize, prioritize and perform multiple tasks
- Experienced with processing, underwriting and /or closing procedures in accordance with federal lending practices pertaining to real estate lending
- Experienced in underwriting loss mitigation and foreclosure loans
-Experienced in conventional and government guidelines for Purchase, Refinance, HE Loans, VA, FHA, Agency and NON-Agency
- Experienced in DTI calculations, credit analysis, financial statements analysis, appraisal review, title review and lien releases
-Successfully completed 90 hour Real estate classes with an overview of the new TRID lending laws-AZ School of Real Estate and Business 8/2015 and 1/2018
-Licensed Real Estate Agent
- Licensed Lending Officer-NMLS ID 1528836: AZ,CA,NC, FL
Personal Accomplishments:
Certified 500 hour-Hatha Yoga Teacher
Skills Acquired: Public speaking, leadership, curriculum/class design 