A senior Credit Risk Executive and qualified Chartered Accountant with over 30 years experience in retail financial services. Extensive leadership of credit risk and fraud teams, managing losses in line with the risk appetite, writing and implementing credit policies and developing credit risk frameworks. Significant change management experience covering business integration, portfolio acquisition and system integrations / implementations.
I have excellent experience of Retail Finance Businesses with senior roles in Credit Risk, Fraud Risk, Operational Risk, AML and Finance 